Loan agreement template format
Lender:
Borrower:
Guarantor:
In order to carry out production (or business activities), the borrower applied for a loan from the lender and hired the guarantor as the guarantor. The lender has also reviewed and approved this contract, and after negotiation between the three parties (or both parties), this contract has been entered into for mutual compliance.
Article 1: Types of Loans
Article 2: Purpose of borrowing
Article 3: Loan amount
Amount: RMB (uppercase) Yuan.
Article 4: Borrowing interest rate
The borrowing interest is 0.000%, and the interest will be paid off with the principal. If the state adjusts the interest rate, it will be calculated according to the new regulations.
Article 5: Loan and repayment period
Things to note about loan agreement template
1. The lender knowingly borrows money for illegal activities. A typical example is gambling debt, and the lending relationship will not be protected. Illegal lending activities by both parties may be punished in accordance with relevant laws.
2. If the actor borrows money on behalf of the borrower using an IOU issued in the name of the borrower, and the borrower does not acknowledge it and the actor cannot prove it, the actor shall bear civil liability. If the loan is used to live together as a couple, it will be repaid jointly by both spouses.
3. During the partnership period, if an individual borrows money in the name of a partnership organization and uses it for partnership operations, it shall be repaid by the partners together; if the borrower cannot prove that the loan is used for partnership operations, it shall be repaid by the borrower.
4. If the mortgage of the loan involves real estate, you must go through the registration procedures with the relevant departments before you can fight against a third party.
5. If the debt document is notarized and enforceable, you can directly apply to the court for compulsory execution without going through the court hearing.
6. Rights must be claimed to the guarantor within 6 months after the expiration of the repayment period. If it expires, the guarantor will generally not bear guarantee liability.
The editor recommends:
The loan agreement template is a free template. You can get the source file by downloading it, which can be edited, modified and replaced by you. Huajun Software Park also providesOnboarding contract template,Construction Contract Templatedownload.
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