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Location: front pageTable sampleSample templateContract template Individual to individual loan agreement
Individual to individual loan agreement

Personal to Personal Loan Agreement Free Version

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  • Software licensing: shareware
  • Software size: 0.07MB
  • Software rating:
  • Software type: Domestic software
  • Update time: 2024-10-31
  • Application platform: winall
  • Software language: Simplified Chinese
  • Version: Free version

Software introduction Related topics FAQ Download address

Basic introduction
Logo at the beginning of paragraph of individual-to-individual loan agreement
Individual to individual loan agreementIt refers to a written agreement signed by a borrower to borrow money from a lender and return the loan and pay interest when due. An individual-to-individual loan agreement generally contains information about both parties, loan amount, loan term, payment method, etc. The free version of the Individual-to-Individual Loan Agreement is provided by Huajun Software Park for you to download. The source file is in docx format, and users can edit and modify the content by themselves.

Screenshot of individual-to-individual loan agreement

Basic elements of an individual-to-individual loan agreement

1. Type of loan

The types of loans are mainly divided according to the industry attributes of the borrower, the purpose of the loan, and the source and use of funds.

2. Loan currency

The loan currency is the type of the subject matter of the loan contract.

3. Purpose of borrowing

The purpose of borrowing refers to the scope and content of the loan, that is, which factors of production the loan is combined with during the production and reproduction process. It stipulates the direction of the use of the loan.

4. Amount of loan

The amount of the loan refers to the amount of currency borrowed.

5. Borrowing interest rate

Interest rate refers to the ratio of borrowing interest to borrowing principal in a certain period of time.

6. Loan period

The loan period refers to the loan period agreed in the contract by both the borrower and the lender in accordance with relevant regulations.

7. Repayment method

Repayment method refers to the settlement method adopted by the borrower to return the loan to the lender.

8. Liability for breach of contract

Liability for breach of contract refers to the legal liability borne by the parties when they fail to perform their contractual obligations.

Things to note in an individual-to-individual loan agreement

​​ 1. A loan contract between natural persons is an optional contract, and the form of the loan contract can be agreed upon by the parties.

​​ 2. If the interest is not agreed on for the loan by a natural person, it will be regarded as a free loan.

3. The interest rate for paid loans by natural persons shall not be higher than the legal limit. The "Several Opinions on the People's Courts' Trial of Loan Cases" issued by the Supreme People's Court stipulates that the interest rate of private loans can be appropriately higher than the bank's interest rate, but the maximum cannot exceed 4 times the bank's similar loan interest rate; compound interest is not allowed.

The editor recommends:

The personal-to-individual loan agreement is a free template. You can download the source file for you to edit, modify and replace. Huajun Software Park also providesPersonal power of attorney template sample,Share Holding Agreementdownload.

FAQ

Individual to individual loan agreement

Personal to Personal Loan Agreement Free Version

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