Savings deposit interest calculation

Savings deposit interest calculation softwareIt is the calculation of the after-tax principal and interest of "current payment", "bump deposit and withdrawal" and "fixed and live payment". Supports automatic transfer of "whole deposits and withdrawals", and multiple deposits and withdrawals for "current deposits". If there is any discrepancy between the calculation results and the bank's calculation, the bank's calculation shall prevail. This software is green software and does not require installation. It can be used after decompression. The executable file is "cxcklx1.exe" and is completely free.

How to use

1. Current deposit

(1) Select the deposit type as "current";

(2) Fill in or modify the "date", "summary", "deposit (+) withdrawal (-)" amount and "interest settlement" date in the form;

(3) Press the "Calculate" button to display the "Balance" of each transaction. "Balance" is the after-tax principal and interest settled on that day. The deposit on the interest settlement date is the after-tax interest generated from the last balance to the interest settlement date.

Applicable time: 2006 and later.

2. Whole deposit and withdrawal

(1) Select the deposit type as "Whole deposit and withdrawal";

(2) Fill in the deposit amount, change the deposit date, withdrawal date, deposit period, and set whether to automatically transfer the deposit. After any of the above changes, it will be automatically calculated and a table of calculation results will be displayed, including annual interest rate for each period, interest before tax, interest tax, and total principal and interest (after tax).

Applicable time: 1991 and later.

2. Fixed life and two deficiencies

(1) Select the deposit type as "fixed deposit and deposit";

(2) Fill in the deposit amount, change the deposit date and withdrawal date. After any of the above changes, it will be automatically calculated and a table of calculation results will be displayed, including annual interest rate, pre-tax interest, interest tax, and total principal and interest (after tax).

Applicable time: 1991 and later.

3. Adjustment of interest rate or interest tax rate

After the interest rate or interest tax rate is adjusted, the adjustment data can be added to the last line of the "cxcklx interest rate.dhf" or "cxcklx interest tax rate.dhf" file in the original format. The previous data cannot be changed. These two files can be viewed and edited with "Notepad".