Bank of China online banking

The official version of Bank of China Online Banking is an online banking client launched by Bank of China. The latest version of Bank of China Online Banking has a simple page and diverse functions, supporting bill payment, QR code transfer, bill payment and recharge, etc. The Bank of China online banking client has rich value-added services and personalized customization functions, and is committed to providing users with safe, stable, fast and convenient online banking services.

Introduction to Bank of China Online Banking Functions

​​ 1. Bank account: Get your online banking related account information anytime and anywhere, check account balances, transaction details, electronic cash services, apply for fixed/current accounts or asset summary reports of all related accounts, apply for cashier's checks/money orders, self-service linking, temporary loss reporting of debit cards, account freeze and stop payment.

​​ 2. Transfers and remittances: including linked account transfers, intra-BOC transfers and remittances, domestic inter-bank transfers and remittances, cross-border remittances, batch transfers and payee management, time deposits, notice deposits, active collections, transfer record inquiries and appointment management, remittance number packages, password remittances and transaction limit settings.

​ 3. Investment and financial management: carry out convenient online exclusive financial management, BOC Financial Management Plan I, BOC Financial Management Plan II, foreign exchange, two-way treasure, account precious metals, funds, B-share bank-securities transfers, third-party custody, bonds, precious metal agents, options, bank futures transfers, and insurance.

​​ 4. Public service payment: Pay a variety of daily expenses by yourself, such as fixed phone bills, mobile phone bills, etc. (payment items vary in each province) and provide prepaid card recharge inquiry services. The payment types provided by each region shall prevail.

5. Foreign exchange settlement and sales: Provide real-time inquiry on the foreign exchange settlement and sales quota of individual customers. On the premise of ensuring compliance with the management requirements of the annual total amount of personal foreign exchange settlement and sales, online banking can quickly complete the foreign exchange purchase and settlement business through online banking channels for individual customers.

​​ 6. Credit card: Check credit card account and billing information online, make online credit card repayments at any time or transfer funds to other people's Bank of China credit card accounts; you can also set the credit card's automatic repayment method, apply for a credit card online, credit card bill installments and consumption installments, supplementary card management, credit card function settings, electronic payment credit cards, credit card 3D authentication settings, and credit card virtual cards.

​​ 7. Electronic payment: Activate online payment services online, manage bank cards and payment limits for online payments, and query your online payment transaction records.

​​ 8. Loan management: Provides online inquiry of historical repayment records of loans opened with the Bank of China, overdue loans, remaining repayable loans, and early repayment calculations. The types of items that can be queried through online banking are limited to personal loan types that can be processed at the counter.

9. Inter-bank cash management: Relying on the inter-bank payment system (online payment subsystem) of the People's Bank of China to provide customers with convenient service functions between banks, it mainly meets the needs of customers for inter-bank account information inquiries and real-time transfer of inter-bank account funds through online banking.

10. Global services: global account management, Bank of China Financial Interconnection.

​ 11. BOC e-Message: Get personalized and customized short message reminder services for various online banking operations to effectively protect the security of online banking.

​ ​ 12. Pensions: Support services such as pension account inquiries.

13. People’s livelihood services: support cooperative hospital registration services, provident fund, and social security services.

Advantages of Bank of China Internet Banking Software

​ ​ 1. There are four major channels: "Home, Investment, Life, and Mine", which are flatter, simpler, and more fashionable in design;

​ ​ 2. Provide three major areas: "cross-border finance, asset management, and mobile payment" to effectively complete the three major integrations of users, scenarios, and services.

Bank of China online banking update log

​​ 1. Add a new baby piggy bank, interact with your children every day, and develop good habits in study and life;

​​ 2. Added support for voice search, so you can find the functions and products you want with just a few clicks;

3. Optimization of digital credit card activation process.

4. Functions such as transfer and remittance are optimized.