There are indeed certain security risks in the use of functions. These hidden dangers mainly include fraud risks and theft risks.

The risk of fraud means that criminals may create large-amount payment codes and spread them through the Internet, falsely claiming that they are small-amount payments. If the user has set up password-free payment, scanning the payment code will directly lead to the deduction of funds.

The risk of fraud is that criminals may steal bank cards and use multiple POS machines to commit fraud. Especially after they confirm that the bank card has activated the password-free payment function, they may swipe away all the balance in the card, or swipe away all balances in the card. to the upper limit for the day.

In addition to the above risks, password-free payment may also lead to unnecessary consumption by users without knowing it, for example, by accidentally touching the "one-click payment" or "small amount password-free" button in the app. In addition, when promoting password-free payment, some platforms and merchants may use small print prompts, default check boxes, etc., causing consumers to activate the password-free payment function without knowing it.

In order to avoid these risks, consumers should be cautious in enabling password-free payment functions and regularly check and close unnecessary password-free payment authorizations. At the same time, you also need to improve your security awareness and protect your mobile phone and bank card to avoid loss or theft. If your mobile phone is lost or you receive a consumer text message and find that it has been stolen, you should immediately apply for a loss report and call the police.

In general, although the password-free payment function brings payment convenience, it also increases security risks. Consumers should remain vigilant when using it to ensure the safety of their funds.