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The WeChat version of Huabei "shared payment" is here: interest calculated on a daily basis and no handling fees

Author: Internet Date: 2020-03-27

Ant Huabei and Jingdong Baitiao have not yet been paid off, and young people have to prepare another bill. This afternoon, WeChat also officially launched a service similar to Huabei - split payment, use first and pay later, with interest calculated on a daily basis and no handling fees.

WeChat has been incubating the "shared payment" function for some time. Different from the current real-time deduction of WeChat payment, shared payment allows WeChat users to spend money first and then pay back the debt. This is similar to Huabei and Baitiao.

However, installment payments can also be made in installments. Consumers do not need to apply for installments in advance during the payment process. They can directly choose installment payment when paying.

There is no need to withdraw cash in advance when paying. You can directly choose "pay in installments" with a minimum repayment of 10% in each period.

Different from Huabei installment, the installment interest of WeChat installment is calculated on a daily basis and does not need to be settled monthly. There is no hard repayment date and you can repay at any time with no limit on the amount.

According to WeChat’s introduction, if you use 200 yuan a day, the daily interest will only be a few cents.

Last but not least, WeChat emphasizes that there is no charge for split-pay activation, and this feature is more geared toward offline consumption.

Young people, are you ready for your first daily repayment installment?

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