The rights and interests of insured objects include:
1) If the policyholder dies during the payment period, the entire principal and interest shall be paid personally and returned to his legal heirs or designated beneficiaries.
2) The insured person receives a pension with a guaranteed period of ten years. If a person dies within ten years of receiving a pension, the balance of the pension within the guaranteed period can be inherited. For those who have no heirs or designated beneficiaries, funeral expenses shall be paid in accordance with the relevant regulations of the rural social pension insurance management agency. If the recipient lives longer than ten years, the pension will be paid until death.
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