There are more and more users using Alipay to transfer money, but how to transfer more than 100,000 yuan to others with Alipay? It is not an easy task to use Alipay to transfer 100,000 yuan, especially if you are required to transfer the money within half an hour. The following is the result of research by netizens after a long time of tossing.
How to transfer more than 100,000 yuan via Alipay? First transfer 100,000 yuan to your balance!
If you want to transfer more than 100,000 yuan in one go, first of all, your Alipay balance must be 100,000 yuan.
The method to increase the balance to 100,000 yuan may be simple or complex.
The simple method is to recharge 100,000 yuan directly to Alipay through online banking.
Some people may say, why use online banking? I have hundreds of thousands in Yu'E Bao and I can get it out in a second. Netizens originally planned to do this, but ended up getting frustrated. Because Yu'e Bao has restrictions, you can only withdraw 50,000 yuan per day, and you can only withdraw 200,000 yuan in a month.

Yu’e Bao limits transfers to only 50,000 yuan per day
The complicated method is to recharge 100,000 yuan to the Alipay balance in two N times by binding N bank cards bound to Alipay Quick Payment, or transfer the money to N Alipay users through mobile banking and other methods, and let them transfer it back to you.
But the reality is often that you are outside, you don’t have a USB shield, you only have a mobile phone + Alipay wallet, and you have money in your bank card. You want to transfer the money to your Alipay balance in one go, and then transfer the money to other people’s balances within half an hour.
How to quickly top up 100,000 to Alipay balance?
If you are away from home and don’t have a computer or USB shield, and you want to quickly top up 100,000 to your Alipay balance, there are currently only two methods that are most reliable.
One is to rely on friends who know how to use Alipay. Let them transfer money to you through Alipay. Now everyone puts some money in Yu'e Bao more or less. As long as you give them the same amount of money, it is not a problem for them to transfer the money in Yu'e Bao to you first.
The second is to prepare yourself in advance to activate quick payment and bind N bank cards. Generally speaking, the quick payment recharge limit for each bank card is a maximum of 50,000 per day.

limit
Taking two bank cards as an example, the CCB Express Payment recharge limit is 5,000 yuan per transaction, but you can recharge 5,000 yuan 10 times a day, which is 50,000 yuan, while China Merchants Bank can recharge 50,000 yuan at a time, but the maximum per day is still 50,000 yuan.

There is a quota limit for Alipay Quick Payment recharge.
If you only have one mobile phone, Alipay quick payment and recharge is the fastest and most reliable way (provided that the bank card is bound)
The only thing to note is that if you limit the quota in the professional version of China Merchants Bank, you may not be able to recharge up to 50,000 yuan that day.
China Merchants Bank can impose restrictions on Alipay shortcut key recharge.
Well, after successfully recharging 100,000 yuan to Alipay, you can use your Alipay wallet to transfer money to others on your mobile phone. There is basically no limit on the amount.

Transfer successful
After struggling for a while, I finally transferred 50,000 yuan.